Business

Owning a home is a dream for every person but the huge cost involved in it makes it impossible for most people to turn it into reality. Housing loan in India has however helped in making this dream come true for a number of people. Home Loans may some like a lucrative deal but it comes with huge long-term responsibilities. So before jumping in to get one, the buyers should have a thorough knowledge about every aspect for Home Loans. Here are a few important Home Loan eligibility factors that a first-time buyer should keep in mind to qualify: Choice of Bank- Choosing the Home Loan provider is of utmost importance as one has to go in for a long-term relationship with them. Buyers should compare the not only the interest rates of different banks but also look into the other features ...

Rising cost of living warrants making investments in prudent financial instruments to generate monthly income on top of your regular income to take care of extra expenses. There are many financial instruments on the market that provide you with a monthly income to take care of your short-term needs and augment your monthly income. Here are some investment options which you can contemplate to generate monthly income on a regular basis: Fixed deposit (FD) For long, FDs have been the de-facto investment choice for a majority of Indians because of their ability to generate assured and fixed returns, irrespective of market performance. FDs, being latent to market volatility, ensure your corpus doesn’t dip in case the markets turn sour. Though FD interest rates have fallen of l...

It is very troublesome because Chartered Accountants are not permitted to promote and request customers. So every CA is stressed over how to grow their administrations since they can't frame an organization, and they need to constrain their substance as an association firm or LLP. When they endeavor to get business through referral, there is an enormous referral commission included. Furthermore, now and again, there is a chain of referrals with their separate bonuses, and every one of those commissions gobbles up an enormous offer. The genuine specialist organization gets a little sum. From that, they even need to book regions like pay and lease. These issues make it extremely hard to give quality administrations and to hold proficient staff. Give us a chance to perceive what one can co...

Did you know that you should have a healthy CIBIL Score to make you ‘Personal Loan ready’? Not to worry if you have not maintained it well. Read on to reveal four tips to improve it! Have a Personal Loan in mind? Your CIBIL Score will be the first parameter that your prospective creditor will consider while measuring your Personal Loan eligibility. If you have managed to maintain a CIBIL Score of around 750+ or more, you will see no hassles come with your loan approvals. If your CIBIL Score is not decent, your loan application might not get an approval from the service provider. Even if they sanction the loan, they may charge you an exorbitant interest-rate which you may not afford. Has creditor turned down your Personal Loan application recently? Have you not been frequent with the...